In house vs Outsourcing IT Support: Which is The Right Choice for Your Business? When companies find themselves needing to address a specific business need, one question they'll often have...
With cyber threats on the rise and insurance providers tightening their cyber security requirements, proving your business is protected is no longer optional, it’s essential! That’s why understanding how to complete cyber insurance questionnaires with confidence can make all the difference.
If your business is approaching cyber security insurance renewal, you’ve likely been handed a lengthy security questionnaire filled with technical questions about your cybersecurity measures. For many businesses, this can be overwhelming, especially if you’re unsure whether your existing security measures meet insurer expectations.
Failing to meet these requirements could mean higher premiums, limited coverage, or even denial of insurance. But don’t worry - we’re here to help. In this guide, we’ll break down what insurers are looking for, common challenges businesses face, and how to confidently complete your compliance questionnaire.
Insurers want to ensure that the businesses they cover are taking proactive steps to protect themselves. The more secure your business is, the lower the risk for insurers and the better your chances of securing a policy with favourable terms.
Businesses of all sizes are facing these compliance challenges, but the pain points differ, for example:
Smaller businesses (10–50 users):
Often led by office managers, directors, or business owners who may not have in-house IT support. They need clear, actionable guidance to quickly improve their security posture and complete the questionnaire with confidence.
Medium-sized businesses (50–300 users):
Typically managed by IT directors or CTOs who already have some security measures in place but need expert input to ensure they meet compliance requirements.
Are you in a panic after receiving your insurance renewal questionnaire? Not sure what “MFA” or “endpoint protection” means, let alone whether you have them in place.
We can carry out a security audit for you, identify quick wins, and help you implement multi-factor authentication and backup encryption within a week. We can also guide you through obtaining Cyber Essentials certification, helping you meet requirements and qualify for better coverage. You can then complete your questionnaire confidently and renew with peace of mind.
One of the most effective ways to strengthen your cybersecurity posture is to become Cyber Essentials certified. This UK government-backed scheme helps businesses put essential protections in place - such as firewalls, secure configuration, user access controls, and anti-malware.
A key benefit? Certification includes free cyber insurance for qualifying businesses. It also enables you to display the official Cyber Essentials badge on your website and marketing materials, demonstrating to clients and prospects that your business takes security seriously.
While the certification itself is paid for, it’s a smart investment, particularly when supported by broader improvements to your security posture, which can help you avoid penalties and qualify for better insurance coverage overall. We’ll help you every step of the way.
Before completing the questionnaire, assess where your business currently stands. Identify security gaps and prioritise key improvements. If you're unsure where to begin, cyber security audit can help.
Most policies expect businesses to have:
These are standard cyber security insurance requirements that reduce your risk and make compliance much simpler.
If you’re unsure how to meet compliance requirements, our team can help. Whether you're lacking in documentation or need technical recommendations, we’ll guide you through it all (without the jargon).
Keeping security documentation up to date will make renewals easier in the future and give insurers the confidence they need in your setup.
Whether you’re a director juggling multiple roles or an IT manager under pressure, we understand how overwhelming these compliance demands can feel. That’s why we tailor our support to your business - practical, scalable, and always jargon-free.
Don’t let confusing questionnaires or technical barriers hold your business back.
We offer a 30-minute no-obligation call with one of our directors to review your cyber insurance requirements and provide expert recommendations.
Book Your Free Consultation Now
What are the key cyber security requirements for insurance?
Insurers typically expect businesses to have essential security controls in place. These often include multi-factor authentication (MFA), endpoint protection, regular data backups, secure configurations, and a documented incident response plan. Frameworks like Cyber Essentials or ISO 27001 can help demonstrate compliance.
How can small businesses improve cyber security governance?
Start by identifying gaps in your current setup through a security audit. Implementing best practices like access controls, staff training, patch management, and Cyber Essentials certification can dramatically improve your cyber security posture, even without a dedicated IT team.
Does cyber security insurance cover ransomware attacks?
Yes, most cyber security insurance policies include coverage for ransomware attacks, but only if your business meets specific security standards. Insurers may ask whether you have up-to-date backups, endpoint detection, and recovery plans in place. Non-compliance can reduce or void coverage.
In house vs Outsourcing IT Support: Which is The Right Choice for Your Business? When companies find themselves needing to address a specific business need, one question they'll often have...
COVID-19: Remote Working for London Businesses - Tools you'll need to Work from Home [Part-2] With the number of COVID-19 (Coronavirus) confirmed cases on the rise in the UK, more...
COVID-19: Remote Working for London Businesses - A Guide to Work from Home [Part-1] With the number of COVID-19 (Coronavirus) confirmed cases on the rise in the UK, more and...
